How to Check Your LIC Policy Status Easily

Keeping track of your LIC policy status is important. It helps you know if your policy is active and working properly. Checking your LIC policy status is simple and can be done in a few easy steps. You can check your LIC policy status through SMS, LIC policy status check via call, or even LIC policy status by policy number or At LIC Branch. Let’s learn how you can do it in a simple and easy-to-understand way.

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Why Should You Check Your LIC Policy Status?

Checking your LIC policy status is helpful because:

• It ensures your policy is active and valid.
• You can confirm if your premiums are paid on time.
• It keeps you updated about your policy benefits.
• It helps you avoid any future issues or misunderstandings.

By checking your LIC policy status regularly, you can stay informed and make sure everything is in order.

How to check LIC policy status

Sometimes, you may miss out on paying the policy premium, and the grace period may go unnoticed. You can avoid such situations by checking your LIC policy status and being updated about upcoming premium payments. Apart from premium payment dates, you can also get to know the basic details of the policy, plan term, date of commencement, sum assured, first unpaid premium, interim bonus, etc., by checking its status. 

With the introduction of the LIC online platform, you can check your policy status online without visiting the LIC branch office. LIC has also provided mobile services through which customers can check their policy or premium payment status. However, you need to know the policy number while checking the policy status through SMS or call.

LIC policy status by policy number

You can check your LIC policy details by registering on the LIC e-services portal. Below are the steps to check the LIC policy for new users:

Step 1: Go to the LIC website and click the ‘Login to Customer Portal’ option on the homepage.

Step 2: Click the ‘New User’ button on the page. 

Step 3: Enter the policy number, instalment premium, DOB, gender, email, and PAN and click the ‘Proceed’ button.

Step 4: Enter the Login and password credentials and click the ‘Submit’ button.

Step 5: A confirmation mail will be sent to your email ID upon successful registration. Click on the URL given in the confirmation mail. 

Step 6: A new page will open. On this page, enter the details of your LIC policy, such as date of birth, policy number, premium amount, etc., and click on the ‘Submit’ button.

Step 7: The status of the policy will be displayed on the screen.

Below are the steps to check the LIC policy for registered users:

Step 1: Go to the LIC website and click the ‘Login to Customer Portal’ option on the homepage. 

Step 2: Click the ‘Registered User’ button on the page. 

Step 3: Enter your username and password and click the ‘Sign In’ button.

Step 4: Click on the ‘Policy Status’ tab.

Step 5: You will see the list of all your LIC policies that you have enrolled for.

Step 6: Click on the policy number you want to check the status from the list. 

Step 7: The details of the policy will be displayed on the screen. 

LIC Policy Status Through SMS

To know the LIC policy details, all you need to do is send an SMS to 56767877 or 9222492224.

LIC Pension Policy Status Through SMS

LIC Policy Status Through SMS: To know the LIC pension policy details, all you need to do is send an SMS to 56767877 or 9222492224.

LIC Policy Status Check Via Call

LIC Policy Status Check Via Call: Don’t want to type a message or follow the registration process for LIC policy tracking?

LIC Policy Status Check Via Call: After connecting the call, follow the instructions provided by the automated system, or you can also choose to connect with an LIC customer service representative. You must provide some necessary information like policy number and personal details to inquire about LIC policy status.

LIC Status Check At LIC Branch

For more ease, the LIC policyholders can visit the nearest LIC branch and reach the customer service desk. While going for the LIC policy track, carry your valid policy documents and ID proofs. The customer desk assistant will verify all the details and provide you with the necessary LIC policy status and details.

How to Check LIC Policy Surrender Value?

Suppose, under any circumstances, the LIC policyholder discontinues the policy after certain years. In such cases, the life company LIC of India pays an amount to discontinue the policy. This amount is called the surrender value of the LIC policy. Remember, the surrender value of the LIC policy is only payable when the policyholder pays the full premium for at least 3 years from the intimation of the policy. You can check the surrender value of the policy, which can be calculated by applying the below formula.

Basic Sum Assured (Total number of premiums paid/Total number of premiums payable) + Total bonus received x Surrender Value Factor

Check LIC Policy Status When Policy Documents are Lost

Misplacing LIC policy documents can be stressful for anyone. Are you struggling with the same trouble? Well, we have a solution for you. You can check your LIC policy details by policy number and other key details. To use the LIC policy tracker facilities, reach the nearest LIC branch, call the LIC customer care support, or use the LIC mobile application. You can follow the given methods to check the LIC policy status.

Tips for Checking Your LIC Policy Status

Here are some useful tips to keep in mind:

• Always keep your policy number safe and handy.
• Check your policy status at least once a year.
• If you find any issues, contact LIC customer care immediately.
• Use the official LIC website for accurate information.

Benefits of Checking Your LIC Policy Status

Checking your LIC policy status has many benefits:

• It helps you stay updated about your policy.
• You can avoid missing premium payments.
• It ensures you get all the benefits of your policy.
• It gives you peace of mind knowing your policy is active.

Frequently Asked Questions (FAQs)

Conclusion

Checking your LIC policy status is a simple and important task. It helps you stay informed about your policy and ensures everything is in order. You can use the “LIC Policy Status Check” option online or visit an LIC office to know your policy details. By following these easy steps, you can always keep track of your LIC policy status without any trouble.

Stay updated and enjoy the benefits of your LIC policy!